![]() Also has a 26% chance of flooding over 30 years.Įveryone, no matter where in Florida they live should carry flood insurance available through the National Flood Insurance Program. Be aware that federal law requires you to purchase flood insurance if you have a federally backed mortgage and reside in a high-risk area.Ĭoastal Areas with a 1% or greater chance of flooding annually and subject to the additional hazard of storm waves. But it is your insurance agent who will use a Flood Insurance Rate Map or FIRM, to ultimately determine your flood risk. Your real estate agent might be able to tell you which flood zone the property you are looking at is in. It’s just a matter of whether it is in a low, moderate or high-risk flood zone. I often hear people ask, “is the property in a flood zone?” and usually people describing homes in low-risk areas will say “no, it’s not in a flood zone.” Well, the correct answer is that every property is in a flood zone. The Federal Emergency Management Association (FEMA) puts out “flood maps” that show which areas in Florida tend to be most prone to flooding. Second, losses due to floods are not covered by your homeowner’s insurance policy. First, flooding is the number one natural disaster in the United States even properties not near water can be susceptible to flooding. There are two facts that most people do not know. Information about Florida Hurricane Evacuation Zones can be found at the Florida Division of Emergency website. Subject to change before being finalized for ad valorem assessment purposes.Editor's Note: Every time a hurricane threatens Florida, this webpage sees an uptick in traffic, however this page is about FEMA Flood Zones, NOT Hurricane Evacuation Zones. The assessed values are NOT certified values and therefore are This information may not reflect the data currently on file in the Property Appraiser's office. No warranties, expressed or implied, are provided for the accuracy of the data herein, it's use, or it's interpretation. This information should not be relied upon by anyone as a determination of the ownership of property or market value. This information was derived from data which was compiled by the Union County Property Appraiser's Office solely for the governmental purpose Fill out the Comments and Feedback form and click Save.Double click the map to finish drawing the area.Next draw an area on the map that you wish to comment on or dispute.Then click "Comments and Feedback" in the Smart Editor window.Click the Smart Editor button located under the address search bar.Enter your Street Address to locate your property.Check the "Effective Floodplains" layer to view the current Flood Zones.Check the "Draft Changes Since Last Effective" to view the proposed changes. ![]() Click the LAYER icon to turn on/off layers.View the "Santa Fe Watershed Flood Risk Review Meeting" for more information.The map includes the ability to provide comments and feedback.Use this map link to view proposed flood zone changes to your property.The proposed changes could affect some residents, potentially moving them into or out of flood zones, which could have an impact on insurance rates. The project began in February 2021, and the study contractor has created draft maps showing changes to the Flood Insurance Rate Map (FIRM). The Suwannee River Water Management District (SRWMD) is working on a flood risk project in partnership with FEMA that includes Union County.
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